Security
Locks with an independent grade
The grade your insurer asks for is published. Read it before buying, not after a claim.
By Jean-Benoit Buisson
The two kinds of claim, and they look alike
An independent certification. Sold Secure, ART — outside bodies, graded, recognised by insurers. Sold Secure grades run up through Gold to Diamond; ART publishes numbered levels.
A house scale. “Security level 4”, “8/10”. A maker’s own ranking, consistent across its own range, and not an outside assessment.
Both appear in product titles on this shelf and they read identically to someone who does not know the difference.
Read your policy first
Insurers publish the grade they require, and it usually depends on the value of the machine. Buying a Gold lock where Diamond is required is buying a lock and not a claim.
That is a two-minute check and it is the only one that decides which lock you need.
What the grade does not tell you
Whether you will use it.
A two-metre chain at the weight two metres of hardened steel actually is, carried on the machine, is a chain that gets left at home by March. One maker in this catalogue publishes its whole range as lengths paired with weights, which is the only way to make that trade before buying rather than after.
One product to read carefully
A chain in this catalogue is titled by its own maker as a bicycle lock, with motorcycle use appearing in the bullets. It is well made and its hexagonal link section is a genuine construction advantage. What it is sold as is still worth knowing.